Loan Rates
| Type | Max Repayment | APR | Daily Factor |
| Signature | 1-3 years | --- | --- |
| VISA | 3% of total balance | 9.99% | .0274 |
| 100% Share Secured | 5 years | 6.75% | .0185 |
| 50% Share Secured | 4 years | 10.50% | .0288 |
| Certificate Secured | 10 years | 6.75% | .0185 |
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| Loan Type | New Vehicle | Used Vehicle | Personal Loan Rates |
| Interest Rate | 6.00% - 20.00% | 7.50% - 20.00% | 11.00% - 20.00% |
| New Vehicles | Current year - never been titled; Vehicle purchase price may not exceed vehicle value as reported in the current Black Book New Car Cost Guide. Will lend 100% of Final Bottom Line Price on Dealer Worksheet as long as above requirements are met. Financing between 3-6 years. | ||
| Used Vehicles | Will lend NADA / Black Book Average Retail Value. | ||
| Financing Terms for used vehicles | |||
| 2012 | 6 years | ||
| 2010-2011 | 4.5 years | ||
| 2009 | 4.5 years | ||
| 2007-2008 | 3.5 years | ||
| 2006 and below | 2.5 years | ||
| New or Used Vehicles / Boats financed for $18,000 or over can be repaid up to 6 months longer | |||
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