Loan Rates


Type Max Repayment APR Daily Factor
Signature 1-3 years --- ---
VISA 3% of total balance 9.99% .0274
100% Share Secured 5 years 6.75% .0185
50% Share Secured 4 years 10.50% .0288
Certificate Secured 10 years 6.75% .0185


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Loan Type New Vehicle Used Vehicle Personal Loan Rates
Interest Rate 3.50% - 16.00% 5.00% - 16.00% 6.00% - 16.00%
 
New Vehicles Current year - never been titled; Vehicle purchase price may not exceed vehicle value as reported in the current Black Book New Car Cost Guide. Will lend 100% of Final Bottom Line Price on Dealer Worksheet as long as above requirements are met. Financing between 3-6 years.
Used Vehicles Will lend NADA / Black Book Average Retail Value.
 
Financing Terms for used vehicles
2014 6 years    
2013-2012 5 years    
2011 4.5 years    
2010-2009 3.5 years    
2008 or older 2.5 years    
 
New or Used Vehicles / Boats financed for $18,000 or over can be repaid up to 6 months longer


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