Services


loanapp

Overdraft Protection Loans

Don't be embarrassed or have the expense of a returned check. Funds up to your credit limit will be automatically transferred from the line to the checking account to cover any overdrafts. Repayment of the entire line balance may be done at any time. Application is required.

Benefits include:

• Automatic transfers
• Prevents embarrassing returned checks
• Prevents overdraft fees and charges
• All transfers and payments are detailed on your checking account statement

Personal Loans

We offer personal loan terms up to 3 years. We also offer payment options including payroll deduction and automatic drafts from your Life Line checking or savings account. You can have access to your loan information using our 24-hour internet banking, voice response, and text banking.

Automobile Loans (new & used)

We offer 100% financing. The loan term is based on the year of the vehicle. We also offer payment options including payroll deduction and automatic drafts from your Life Line checking or savings account. You can have access to your loan information using our 24-hour internet banking, voice response, and text banking.

Recreational Vehicle Loans

We offer 100% financing. The loan term is based on the year of the vehicle. We also offer payment options including payroll deduction and automatic drafts from your Life Line checking or savings account. You can have access to your loan information using our 24-hour internet banking, voice response, and text banking.

Savings and Certificate Secured Loans

Life Line Credit Union offers members the option of borrowing against their savings or certificate of deposit. Upon loan approval, a hold is places against the pledged account for the total amount of the loan. This hold remains until the loan is paid in full. We also offer payment options including payroll deduction and automatic drafts from your Life Line checking or savings account. You can have access to your loan information using our 24-hour internet banking, voice response, and text banking.

Benefits include:

• Low interest rates
• Quick loan approvals

Loan Protection Insurance (life and disability)

We offer life and disability protection insurance that can be added to your loan. We can give you a quote that shows what your payment will be with and without the insurance. It is added into your loan payment, so you don't have to worry about keeping up with your insurance separately. Contact the credit union for more information.

Open End Line-of-Credit

The Open End Line-of-Credit works like a credit card. You can withdraw from it at anytime up to your approved credit limit, with no maximum number of withdrawals. We also offer payment options including payroll deduction and automatic drafts from your Life Line checking or savings account. You can have access to your loan information using our 24-hour internet banking, voice response, and text banking.